PRS Insurance Solutions specialises in health insurance and can help you with supplemental plans such as Medicare Advantage. They service the communities of Addison, Dallas, Denton, Fort Worth, Houston and Richardson. As we grow older we often need more medical attention and these services and products are expensive. Medicare Advantage can help you cope with soaring as well as additional medical expenses.
How to pay for rising medical expense is a concern to everyone. Standard Medicare does not cover everything and there are many gaps. That is where supplemental insurance and Medicare Advantage comes into play. Medicare Advantage are health plans offered by private carriers. These plans are approved and regulated by Medicare.
Advantage plans generally offer normally provide all the benefits of Medicare and more. That is why they are called advantage plans. They are also referred to as Part C or MA plans. There are several plans to choose from. However, you need to be entitled to Medicare Part A and pay Medicare Part B premiums before you can enrol in an advantage plan. Generally, there are existing exclusions except in cases of ESRD (end-stage renal disease).
Since you already pay for Medicare Part B, you could enrol in an advantage plan for little or no extra cost. Your out of pocket expenses will likely be lower than under normal Medicare. Medicare Advantage plans include the following:
Preferred Provider Organization (PPO) Plans
Health Maintenance Organization (HMO) Plans
Private Fee-for-Service (PFFS) Plans
Medical Savings Account (MSA) Plans
Special Needs Plans (SNP)
Medicare Advantage plans such as HMO or PPO could also include prescription drug coverage (also referred to as Part D.
PRS Insurance specialises in health insurance and they focus on the senior market. They can help you with proper health insurance including Medicare Advantage.
